# York Living Cost > York Living Cost is a free housing affordability calculator for York Region, Ontario. It reveals the true monthly cost of living — not just rent — by breaking down transit, groceries, childcare, utilities, insurance, and hidden fees by city. ## Product - [Homepage](https://yorklivingcost.ca/): True cost of living calculator for York Region - [Calculator](https://yorklivingcost.ca/calculator): Interactive cost breakdown — enter your situation, get the real monthly number - [Blog](https://yorklivingcost.ca/blog): Data-driven articles on housing affordability in York Region ## Cities Covered York Region municipalities with full cost breakdowns: - Aurora, Newmarket, Richmond Hill, Markham, Vaughan - King, Whitchurch-Stouffville, East Gwillimbury, Georgina ## What It Calculates - Rent by unit type (studio, 1BR, 2BR, 3BR) and city - Transit costs (GO Transit, YRT/Viva, car ownership) - Groceries and household expenses - Childcare costs by age group - Utilities (hydro, gas, water, internet) - Insurance (tenant, auto) - The gap between advertised rent and true monthly cost ## Key Insight The advertised rent in York Region is only 60-75% of the true monthly cost. A $2,650/month apartment actually costs $3,500+ when you factor in transit, utilities, groceries, and other essentials. ## Contact - Website: https://yorklivingcost.ca - Built by [Freedom Engineers](https://freedomengineers.tech)